
Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | No Limit |
| ICU Daily Rent Limit | No Limit |
| Pre-Hospitalization Expenses | 60 Days |
| Post Hospitalization Expenses | 90 Days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | 150 procedures covered. |
| Additional Cover for Critical Illness | By paying extra premium, Critical Illness cover of ` 5,00,000 / ` 10,00,000 (as per the plan opted Silver/Gold |
| Automatic Restoration of Sum Insured | For plans with deductible of ?3 lakhs and above 100% reset available |
| Pre-Existing Disease / Illness coverage | After 2 years. |
| Waiting Period for New Policy | 30 Days |
| Co-Payment | 20% for above 65 yrs |
| Medical Screening | More than 45 Years of age |
| Free Health Checkup | Yes, Annually |
| Ambulance Expenses | 1% of SI, max. upto Rs.5000 |
| Non-Allopathic Treatments | Yes |
| Daily Hospitalization Allowance | By paying extra premium, Allowance of ` 1,000/ ` 3,000 per day (as per the plan opted Silver/Gold) |
| Donor Expenses | Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for insured's use, are covered up to sum insured |
| Nursing Allowance | Yes |
| No Claim Bonus | 10%, upto max.50% |