Highlight:
Title | Description |
---|---|
Ambulance Expenses | Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider |
Co-Payment | Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have to pay 20% co-payment on admissible claim amount |
Day Care Procedure Coverage | Covered |
Donor Expenses | Organ Donor Expenses covered |
Free Health Checkup | Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years. |
ICU Daily Rent Limit | Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower |
Minimum Hospitalization Period | 24 hours |
No Claim Bonus | 5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured. Cumulative bonus will be decreased by 5% in the event of claim. |
Non-Allopathic Treatments | Ayurvedic and Homeopathic Hospitalisation are covered |
Nursing Allowance | Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
Post Hospitalization Expenses | 60 days immediately after discharge post hospitalisation. |
Pre-Existing Disease / Illness coverage | 24 months from your first Health Policy. |
Pre-Hospitalization Expenses | 30 days immediately before hospitalisation. |
Room Rent Limit | Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
Waiting Period for New Policy | First 30 days from the commencement of the policy. |