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Claim Process
Family Medicare Old
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Synopsis:
Family Medicare 2014 policy takes care of hospitalization and medical expenses incurred by individual and family members.

Highlight:

  • Wide cover for treatment against illnesses and accident
  • Get coverage before, during and after hospitalization
  • No medical tests required up to 45 Years of Age
  • Non-allopathic treatment is covered
  • Option of additional cover incase of Critical Illness
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Ambulance Expenses Up to 2500 per hospitalization
Daily Hospitalization Allowance Optional, up to 500 per day, Max up to 5000 per hospitalization
Day Care Procedure Coverage Yes
Free Health Checkup Up to 1% of sum insured, once in 3 claim free years
ICU Daily Rent Limit Up to 2% of sum insured
Minimum Hospitalization Period 24 Hrs
No Claim Discount Up to 3% per year after 3 claim free years, Max 15%
Non-Allopathic Treatments Covered
Nursing Allowance Up to 1% of the sum insured
Post Hospitalization Expenses 60 days, max 10% of sum insured
Pre-Existing Disease / Illness coverage After48 months, 24 months for specific diseases
Pre-Hospitalization Expenses 30 days, max 10% of sum insured
Room Rent Limit Up to 1% of sum insured
Waiting Period for New Policy 30 days

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